- About WFS
- Our Advisors
- Contact Us
- Client Login
You’ve been saving for your retirement for decades.
Are you confused by IRA Rules?
Are you confused by IRA Rules? Join the club!
The variety of choices leads many to bury their heads in the sand. There are Traditional IRAs, Roth IRAs, Nondeductible IRAs and Inherited IRAS and IRA Rollovers as well. This is on top of all the various retirement plans offered by employers.
Checklist of Planning Issues for Nontraditional Couples
Three primary questions to keep in mind:
o What are the implications of being “legal strangers” (unrelated parties) versus being legally married partners? (e.g. no spousal social security benefits, no automatic right to inherit).
o What would happen if one of the partners died?
Timothy Watters was recently quoted in an article for Financial Advisor Magazine. Check it out: https://www.fa-mag.com/news/a-critical-choice-45538.html
Watters Financial Services was recently profiled in the NAPFA Advisor Magazine: https://www.napfaadvisor-digital.com/napfm/0519_may_2019/MobilePagedArti....
At Watters Financial Services, LLC, one of the areas we specialize in is Fee-Only Wealth Management and Financial Planning for LGBTQ couples. 20 percent of the families we work with are members of the LGBTQ community. We have been working with clients in the LGBTQ community for over 20 years.
How to Save Money, When Saving Seems Impossible
Nearly every day, we’re told that saving is the key to financial success. But for many, living paycheck to paycheck isn’t just unavoidable but a reality faced every month. Yet, there is hope, and there are many easy to use tools to help you make your financial goals a reality.
Why Do You Need a Good Credit Score?
Estate planning is something that many people avoid dealing with. Procrastination is not a strategy and it leads to unintended consequences and costly mistakes. Here are some common mistakes that you should avoid: