At Watters Financial Services, one of the differences between our business and others is how we grow our firm. Simply put, we run on referrals and we are grateful for them.
Your generous referrals are especially important because of an unusual rule we have in our industry. Did you know that because of regulations in our industry, sharing, posting or advertising testimonials from clients is strictly prohibited, regardless of the experience? So, because we can’t use or ask for testimonials, referrals are especially important and essential for building our business.
Luckily, we’ve been fortunate to work with a wide range of clients who do refer their friends and family to us. We believe many people have referred others to us for a few different reasons:
1. Independence. We are independently owned and therefore free to give unbiased and objective advice. We are not affiliated with any bank, investment firm, insurance company or parent company. We do not receive compensation for selling products for investment portfolios or for trade transactions.
2. Fiduciary. As a Registered Investment Advisor (RIA) we are legally required to act as a Fiduciary which means putting the client’s interests above our own, acting in utmost good faith, and providing full disclosure/transparency. Full disclosure is available on our website in the ADV form. This is not required of brokers and “financial planners”(who are not Certified Financial Planners ™).
3. Customized and Personal Service. We have purposefully chosen to be a boutique size Wealth Management firm in order to deliver a level of service that is truly personal and customized. Our client base is large enough to gain access to funds with lower minimums or closed to new investors and to negotiate institutional fee discounts.
4. Certified Financial Planner™ Clients work with two CFP® Professionals, who continue to meet the education, examination, experience and ethics requirements set by the Certified Financial Planner Board of Standards Inc.
Our fee for Financial Planning is hourly and the fee for Wealth Management is based only on a percentage of assets. We can prepare a comprehensive financial plan or provide advice about a particular issue. Wealth Management combines managing investments as well as quarterly financial planning reviews using a Client Engagement Roadmap and follow-up letters after each quarterly review. We meet with clients both in New York and New Jersey.
If you have a friend or family member who has questions or needs unbiased advice, we are here to help. We can offer them a free introductory phone call to learn what they want to accomplish and if our services would fit their needs. We can work with them in New York, New Jersey or via webinar. You can suggest that they learn more about us on our websitewww.wattersfinancial.com
If you are a client with our firm and you have enjoyed working with us, we hope you’ll refer a friend, colleague or family member who may benefit from our services. If they are currently looking for a Certified Financial Planner ™ with over 30 years of experience, please have them contact us today at 201-843-0044 or email firstname.lastname@example.org.