- About WFS
- Our Advisors
- Contact Us
- Client Login
Making loans to family members is fraught with danger and it can destroy relationships if not dealt with correctly. However, it can be a good planning move.
With the devastation of Hurricane Harvey and Hurricane Irma we thought it was a good idea to review steps that you should take to protect yourself and if necessary recover faster from a disaster.
During a disaster, liquidity is king. It is a good idea to have a few thousand dollars in cash on hand
Over the last thirty years of being a CERTIFIED FINANCIAL PLANNER ™, I have helped many clients survive a crisis in their lives. Here are some tips I recommend.
Whether the crisis is an illness, loss of a job or the death of a spouse or loved one, there are things you can do to minimize the trauma for you and your loved ones.
Cruise ships often have lifeboat drills, which are a little bit sobering when you are in the middle of the North Atlantic. However, they help you prepare for a potential emergency that could happen. I find that it's a good idea to do the same thing with your life insurance and your estate planning.
Quiz: How Much Do You Know About Social Security Retirement Benefits?
Social Security is an important source of retirement income for millions of Americans, but how much do you know about this program?
How can you save for retirement even if you don't have a 401(k) plan?
A company’s 401(k) plan is a great savings tool. An employer’s 401(k) plan that offers a match can jumpstart your savings. Having a savings plan at work makes it easier to stay committed to saving money on a regular basis.
Saving money is always a challenge. The first step to setting up a savings program is to find out how you are currently spending your money. To start, I would encourage you to use Quicken ormint.com which will help you get a better handle on where your money is going.
Many people have 401(k) plan accounts from previous employers and they are not sure whether they should roll these funds over to their new employer’s 401(k) plan or to rollover these funds to an IRA account.
Over the last few years, we have seen a dramatic rise in fraudulent email requests to take funds out of our client’s accounts.
This type of fraud used to be easy to pick out.
There are many myths in Financial Planning.
My personal favorite is the myth that the Last Will and Testament overrides your beneficiary assignments.
Often a client will go to the effort of meeting with an attorney and drawing up a perfectly adequate Last Will and Testament only to have it un